Terms.

1. Who we are

Advicity is run by Advicity LLC, a Wyoming limited liability company (“Advicity”, “we”, “us”). These terms are an agreement between you and Advicity LLC. You can reach us at ms@getadvicity.com, or by post at Advicity LLC, 30 North Gould Street, Suite 53909, Sheridan, Wyoming 82801.

By creating an account or using Advicity you agree to these terms and to our privacy policy. We keep a record of which version you agreed to, and when.

2. Who can use Advicity

You need an account to use Advicity. You sign in with your email address, by an emailed link or a password. There is no sign-in through Google or any other outside account. An account is for one person; keep your sign-in to yourself, and tell us straight away if you think someone else has used it.

You must be 18 or older to hold an Advicity account. If you are under 18, you may not create one and you may not use one.

Advicity is offered to residents of the United States only. If you do not live in the United States, please do not create an account.

3. What Advicity is, and what it is not

Advicity is a private board of advisors: advisors who answer against what you are building, from what you hand them, and keep a record of your decisions and how they turned out.

Your advisors are software. Their answers are generated by an artificial-intelligence model, not written by a person, and they can be wrong, incomplete or out of date. You decide what to do with them.

Advicity is not a doctor, a therapist, a lawyer or a licensed financial adviser. Every advisor will tell you where their line is rather than guess past it. Nothing on Advicity is financial, legal, medical or mental-health advice. That holds in each of those four areas, and each one matters for its own reason.

• Financial. Nothing your board says is investment, tax or accounting advice, and no advisor is a broker, an investment adviser or an accountant. Talk to a licensed professional before you act on anything about your money, your taxes or your accounts.
• Legal. Nothing your board says is legal advice, and no advisor is your lawyer. Using Advicity creates no attorney-client relationship, and nothing you write here is covered by attorney-client privilege. Talk to a licensed attorney in your state before you act on anything legal.
• Medical. Nothing your board says is medical advice, a diagnosis or a treatment plan. Talk to a licensed clinician before you act on anything about your health, and never delay care because of something an advisor said.
• Mental health. Nothing your board says is therapy or a mental-health diagnosis, and no advisor is a licensed therapist. Talk to a licensed mental-health professional before you act on anything in that area. If you are in difficulty, section 4 tells you where to go.

In all four areas the judgement stays yours. Use your own, and have a licensed professional look at anything that matters before you act on it.

The model that writes your advisors’ answers is run by an outside provider, which applies its own safety rules. Because of them, an advisor may sometimes decline a question or answer it more narrowly than you asked.

4. If you are in difficulty

We do not routinely read or monitor what you tell your board. If you tell your board you are thinking of harming yourself, we will never report it to anyone.

Your board is not an emergency service and it cannot reach one for you. If you are in crisis or thinking of harming yourself, please reach a person who can help. In the United States you can call or text 988, the Suicide and Crisis Lifeline, at any hour of any day. If someone is in immediate danger, call 911.

5. Plans and billing

• There are three plans: Paper ($0, free), Ink ($249 a month) and Brass ($499 a month). Paper stays free for as long as you keep it.
• Prices are in United States dollars. Where sales tax applies, it is added at checkout and shown to you before you pay.
• Paid plans are billed monthly, in advance, and renew each month until you cancel. There is no trial; Paper is the trial.
• Moving up to a larger plan takes effect immediately. You are charged the difference for the rest of the current month, in proportion to the time left in it.
• Moving down to a smaller paid plan takes effect at the end of the month you have already paid for. Until then you keep what you paid for. Cancelling altogether is in section 6.
• If we change the price of a plan, we will email you at least 30 days before the change, and the new price takes effect at your next renewal after that.
• If a renewal payment fails, you keep full access for 7 days. If it is still unpaid after 7 days, your board moves to Paper. A later successful payment restores your plan.
• Payments are handled by Stripe, our payment processor. Stripe is certified as a Level 1 service provider under the Payment Card Industry Data Security Standard, which is the most stringent level of certification available in the payments industry. We never see or store your full card number. Billing belongs to the person who pays, and only that person can see it.

6. Refunds and cancellation

You can cancel a paid plan at any time, from the billing page inside your account or by emailing us at ms@getadvicity.com. There is no call to make, no form to fill in, and nothing to ask for twice.

Cancelling takes effect at the end of the month you have already paid for. Until that date you keep everything the plan gives you. After it, your board moves to Paper and stays there for as long as you want it, and nothing further is charged.

We do not refund part of a month. A cancellation already runs to the end of the month you paid for, so you are never charged for time you do not get.

Cancelling deletes nothing. Anything beyond Paper’s limits becomes dormant: kept, not used, and back if you move up again. Exporting your record, and asking us to erase it, are in section 9.

7. Your board and your material

Your board belongs to you, not to whoever pays for the seat. What you hand your board — your North Star, your sessions, your decisions and their outcomes, and any material you choose to give it — stays yours. You give us permission to store it and to process it only to run your board for you.

Your board reads only what you hand it. What you seed your board with is used to answer you, and for nothing else. It never trains anyone else’s board.

Your board is invisible to every other member and to anyone who pays for your seat. No toggle, no exception.

8. Changing your plan never deletes a thing

If you move to a smaller plan, or your board moves to Paper after a failed payment, anything beyond the smaller plan’s limits becomes dormant. Dormant means kept, not deleted: your board stops using it until you move up again, and it comes back when you do.

9. Taking it with you, and erasing it

You can export all of it whenever you want, in the format Advicity reads back in, including anything dormant. Export ships on day one, not as something you have to ask for on the way out.

You can ask us to erase your account and your board at any time, and that request will always be carried out. What erasure covers is set out in our privacy policy.

10. Using Advicity fairly

You agree not to:

• use Advicity to break the law or to harm anyone;
• try to reach any board, account or data that is not yours;
• probe, overload or interfere with the service, or get round its limits or security;
• copy, resell or rent out the service, or use it to build a competing one;
• hand your board material you have no right to use.

11. Ending your account

Cancelling a paid plan is in section 6. You can close your account altogether by asking us to erase it, and your board stays on Paper until we do.

We may suspend or close an account for any breach of these terms, at our discretion, and we will give notice where that is practical.

12. Changes to Advicity and to these terms

Advicity will change as we build it. If we change these terms, we will tell you: the new version is shown to you at your next sign-in, and you agree to it before you carry on. We record which version you have agreed to, and when.

13. Our responsibility to you

We work to keep Advicity running and your board safe, but we provide the service as it is and as available, without promises beyond the ones written in these terms.

As far as the law allows, our total liability to you for any claim arising out of these terms or out of your use of Advicity is limited to the greater of two amounts: what you paid us in the 12 months before the claim, and $100. Some states do not allow a limit like this one, and where that is so, this section applies only as far as that state allows it to.

14. The law that applies, and disputes

These terms, and any dispute arising out of them or out of your use of Advicity, are governed by the laws of the State of Illinois, without regard to its conflict-of-laws rules.

Any such dispute is brought in the state or federal courts located in Illinois, and you and Advicity LLC each agree to those courts. These terms contain no arbitration clause and no waiver of your right to go to court, including a small-claims court where your claim belongs there.

15. Contact

Questions about these terms go to ms@getadvicity.com. You can also write to us at Advicity LLC, 30 North Gould Street, Suite 53909, Sheridan, Wyoming 82801.